Retirement

SPEEDY MCCREADY · July 22

Spurs14 said:

SPEEDY MCCREADY said:

Everyone and their mother told me car insurance was going to be "So much more expensive". How I needed to be prepared for the BIG HIT I was going to take.

Its $18 more a month.

The horror!!

You are fortunate. My car insurance is going to double+ from 365 to 774 for six months (also Chicago area to SW Orlando). Same coverage, same company, no accidents or other issues.

Three years ago it was about 20 more, like yours.

How on Earth did that happen?
What reasons were you given for such a drastic increase?

Spurs14 · July 22

SPEEDY MCCREADY said:
How on Earth did that happen?
What reasons were you given for such a drastic increase?

Basically ‘it’s Florida’. More uninsured drivers and a lot more stupid drivers / accidents. I’ve shopped around in the past and State Farm has always been lowest (plus I multi-line with homeowners and that end of it is fairly low, relatively speaking).

Get_Right · July 22

We have always went with Geico for auto because they really do have great service if something happens. But the premiums are out of hand and we are shopping around. NY sucks, everything is expensive these days.

SPEEDY MCCREADY · July 22

Having fun picking out rugs...haha

ekwipt · July 22

SPEEDY MCCREADY said:

Having fun picking out rugs...haha

Those are fantastic. Better get both to be safe.

SPEEDY MCCREADY · July 22

ekwipt said:

SPEEDY MCCREADY said:

Having fun picking out rugs...haha

Those are fantastic. Better get both to be safe.

Getting both, and a Mickey runner.
And a Mickey toaster
And a Mickey slow cooker
And Mickey cookware....

Because why not?

SPEEDY MCCREADY · July 22

ekwipt · July 22

This is top tier content! My wife is in awe.

SPEEDY MCCREADY · July 22

And a Mickey waffle maker
Some Haunted Mansion kitchen towels
The Haunted Mansion talking heads.....as bookends

SPEEDY MCCREADY · July 22

Tiki room appetizer-ware

SPEEDY MCCREADY · July 22

ekwipt said:

This is top tier content! My wife is in awe.

Either our friends will love it and laugh.
Or they will be sickened.

ekwipt · July 22

SPEEDY MCCREADY said:

ekwipt said:

This is top tier content! My wife is in awe.

Either our friends will love it and laugh.
Or they will be sickened.

Easy way to sort out which friends stay and which have to go 😆

SPEEDY MCCREADY · July 23

ekwipt said:

SPEEDY MCCREADY said:

ekwipt said:

This is top tier content! My wife is in awe.

Either our friends will love it and laugh.
Or they will be sickened.

Easy way to sort out which friends stay and which have to go 😆

My friends won't come visit anyway.
After all
Its too hot!
Traffic sux!
Its too expensive!!
Blah blah blah.

Hahaha

Poncier · July 23

SPEEDY MCCREADY said:

I like those.

Bentleyspop · July 24

Here are the 10 best states to retire in 2025, according to Bankrate:

New Hampshire
Maine
Wyoming
Vermont
Idaho
Rhode Island
West Virginia
Wisconsin
Utah
Virginia

Poncier · July 24

You won't find too many folks clamoring to retire in those states when weather is factored in.

mickeyrat · July 24

west virginia? cheap cost of living or what?

SPEEDY MCCREADY · July 24

Poncier said:

You won't find too many folks clamoring to retire in those states when weather is factored in.

Wisconsin and Idaho don't fascinate you?

markymark550 · July 25

mickeyrat said:

west virginia? cheap cost of living or what?

Would have to be. Plus, I think they have some tax advantages as well.

I've had to go up there a couple of times over the last few years and I wouldn't even think of retiring there. There are probably some ok areas, but it seemed like the majority of it was sad and depressing former mining towns. The decline of the coal industry really took a toll on the state's economy.

SPEEDY MCCREADY · July 25

West Virginia?
Does it get any more depressing?

markymark550 · July 25

I'm on my employer's pension plan, which is 28 years to full retirement benefits. I've got 8 years to go, but I'll only be 50 years old and my wife has already told me I can't retire if she still has to work lol. Plus, my son will only be 10 years old then and kids are expensive! I haven't really crunched the numbers, but I would guess retirement would be a viable option around 55 or 56. The big question will be do I retire from my employer when eligible and find another job or stay on and make the pension that much better? There are pros and cons to both, but it might just boil down to who my coworkers are.

SPEEDY MCCREADY · July 25

markymark550 said:

I'm on my employer's pension plan, which is 28 years to full retirement benefits. I've got 8 years to go, but I'll only be 50 years old and my wife has already told me I can't retire if she still has to work lol. Plus, my son will only be 10 years old then and kids are expensive! I haven't really crunched the numbers, but I would guess retirement would be a viable option around 55 or 56. The big question will be do I retire from my employer when eligible and find another job or stay on and make the pension that much better? There are pros and cons to both, but it might just boil down to who my coworkers are.

The minute you realize you can financially make it work?

STOP WORKING!!

mickeyrat · July 25

SPEEDY MCCREADY said:

West Virginia?
Does it get any more depressing?

Eastern Kentucky

josevolution · July 25

I don’t mind the winter I’m looking at New Hampshire for a second house I’ll never move down south!

Wobbie · July 25

Poncier said:

You won't find too many folks clamoring to retire in those states when weather is factored in.

If you’re talking snow and such, it really doesn’t matter when you’re retired (like me). You don’t have to go anywhere or do anything. I actually love the snow, after 32 years in Vegas.

P.S. a guy I know who’s recently retired told me “NO ONE has ever said ‘gee, I wish I had worked longer’”

markymark550 · July 25

SPEEDY MCCREADY said:

markymark550 said:

I'm on my employer's pension plan, which is 28 years to full retirement benefits. I've got 8 years to go, but I'll only be 50 years old and my wife has already told me I can't retire if she still has to work lol. Plus, my son will only be 10 years old then and kids are expensive! I haven't really crunched the numbers, but I would guess retirement would be a viable option around 55 or 56. The big question will be do I retire from my employer when eligible and find another job or stay on and make the pension that much better? There are pros and cons to both, but it might just boil down to who my coworkers are.

The minute you realize you can financially make it work?

STOP WORKING!!

Definitely the goal!

Bentleyspop · July 25

josevolution said:

I don’t mind the winter I’m looking at New Hampshire for a second house I’ll never move down south!

This was my thinking when I originally chose Colorado to retire in. Yeah it gets cold sometimes but we get over 300 days of sun a year so that works for me.
Plus most of the residents and politicians are forward thinking progressives that want the state, as a whole, to keep moving forward.

Wobbie · July 25

Bentleyspop said:

josevolution said:

I don’t mind the winter I’m looking at New Hampshire for a second house I’ll never move down south!

This was my thinking when I originally chose Colorado to retire in. Yeah it gets cold sometimes but we get over 300 days of sun a year so that works for me.
Plus most of the residents and politicians are forward thinking progressives that want the state, as a whole, to keep moving forward.

“most” but not quite all, huh?

(LB)

Retirement

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