Some people can't be saved

135

Comments

  • rr165892
    rr165892 Posts: 5,697
    rgambs said:

    Observations: Tips are down, rents are up, small businesses are closing or relocating out of Seattle, public assistance unchanged.

    Some are knee-jerk reactions, some are a mixed result of a stronger economy, but in the long-term, this $15.00 minimum wage is going to have no effect on it's intended purpose.

    And to whoever said rich people will use every angle to decrease their taxes; I've worked with a range of clients who earn $20-30k a year and clients who earn $8m-10m a year. They all use every angle to decrease their taxes.

    It's true they all try to decrease their taxes, but it's also true that more money opens doors to actually making that happen.
    True
  • mookeywrench
    mookeywrench Posts: 6,062

    Yes, they do. It's all a matter of setting up a budget.

    When I was earning $10.00 an hour, i budgeted 3% of my income to apply towards investing...wallah...I just created capital for myself.

    oh so because YOU were able to do that everyone is....got it

    Saying, i'm gonna set aside x amount of dollars for x purpose, Is not a feat that only a handful of people can pull off.
  • Gern Blansten
    Gern Blansten Mar-A-Lago Posts: 22,177

    Yes, they do. It's all a matter of setting up a budget.

    When I was earning $10.00 an hour, i budgeted 3% of my income to apply towards investing...wallah...I just created capital for myself.

    oh so because YOU were able to do that everyone is....got it

    Saying, i'm gonna set aside x amount of dollars for x purpose, Is not a feat that only a handful of people can pull off.
    When every dime you make is going to pay rent, transportation, food, etc. I don't see room for investing. That's reality.
    Remember the Thomas Nine !! (10/02/2018)
    The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
  • SPEEDY MCCREADY
    SPEEDY MCCREADY Posts: 26,850
    edited July 2015
    rr165892 said:

    ...there are actually people that want less money and less work and more government hand outs ?????? who'd a think'it ? everybody screams for a "liveable wage" or a "job" and then turn it down when they get it so they wont lose the government freebies, or the business forced to pay a higher wage pack it up and close the doors....generation after generations of familys learn how to use the welfare system and not work...this has affected our economy, driving up this countrys cost of doing business, well this is what you get when you make medical,money and housing available to people that claim they can't work or even easier come here ilegally and tap into the system, welcome to welfare America ! step right in ! our national debt is about $18 trillion and growing but who cares ?we'll just print up some money to pay for welfare abusers and ilegal (from all over the world) leaches
    yeah that's it lets keep the gates of our borders open, send more printed money to other countries and we'll be just fine !

    Godfather.

    Spot on GF
    A few months ago, when we were all discussing the $15 minimum wage for fast food workers?

    I was told by people on this board, when I brought up the point that many smaller businesses probably couldn't afford to give their workers a $4 an hour increase in pay, that If the employer couldn't pay $15 an hour, then he shouldn't be in business.

    Still cracks me up.
    I am told by the same people here that I should not shop at Wal-Mart, and that I should support local business. Yet if the local business can not afford to pay their employees $15 an hour, they shouldn't be in business.

    And is anyone really surprised that there are employees asking to have their hours cut? I am sure it is a small percentage, but is it really all that surprising? Of course they are. Why on Earth would they give up the food stamps handouts? For some people, sadly, it is a way of life.


    Take me piece by piece.....
    Till there aint nothing left worth taking away from me.....
  • rr165892
    rr165892 Posts: 5,697

    Yes, they do. It's all a matter of setting up a budget.

    When I was earning $10.00 an hour, i budgeted 3% of my income to apply towards investing...wallah...I just created capital for myself.

    oh so because YOU were able to do that everyone is....got it

    Saying, i'm gonna set aside x amount of dollars for x purpose, Is not a feat that only a handful of people can pull off.
    When every dime you make is going to pay rent, transportation, food, etc. I don't see room for investing. That's reality.
    Those are the hard working folks I think should get assistance.And a even a couple bucks squirreled away a week can make a big difference down the road.
  • Gern Blansten
    Gern Blansten Mar-A-Lago Posts: 22,177
    rr165892 said:

    Yes, they do. It's all a matter of setting up a budget.

    When I was earning $10.00 an hour, i budgeted 3% of my income to apply towards investing...wallah...I just created capital for myself.

    oh so because YOU were able to do that everyone is....got it

    Saying, i'm gonna set aside x amount of dollars for x purpose, Is not a feat that only a handful of people can pull off.
    When every dime you make is going to pay rent, transportation, food, etc. I don't see room for investing. That's reality.
    Those are the hard working folks I think should get assistance.And a even a couple bucks squirreled away a week can make a big difference down the road.
    sure...but if my kids are hungry am I going to make them starve because I want to put away a couple bucks? Or am I going to buy food? or pay the electric bill?
    Remember the Thomas Nine !! (10/02/2018)
    The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
  • rr165892
    rr165892 Posts: 5,697
    Of course the later.But the saving mindset is crucial.I would ask those same folks if the smoked or bought lotto tix,etc.There is always something that can be tweaked.
  • PJ_Soul
    PJ_Soul Vancouver, BC Posts: 50,667
    rr165892 said:

    PJ_Soul said:

    Numbers please. I want to see how many people do this. Sounds like some people are making massive, uninformed, biased generalizations about this.

    Really PJ.The system is abused.Entitlements are out of control.Want to reign things in?We need drug testing and mandatory contraception for all people on assistance.imo
    Keep having kids,blowing off work to continue to milk the govt teet,Use your food card for booze,lottery tix and drugs.awesome.
    Statistics please. I want to know how prevalent it is. Without that info, it's just blah blah blahing.
    With all its sham, drudgery, and broken dreams, it is still a beautiful world. Be careful. Strive to be happy. ~ Desiderata
  • SPEEDY MCCREADY
    SPEEDY MCCREADY Posts: 26,850
    PJ_Soul said:

    rr165892 said:

    PJ_Soul said:

    Numbers please. I want to see how many people do this. Sounds like some people are making massive, uninformed, biased generalizations about this.

    Really PJ.The system is abused.Entitlements are out of control.Want to reign things in?We need drug testing and mandatory contraception for all people on assistance.imo
    Keep having kids,blowing off work to continue to milk the govt teet,Use your food card for booze,lottery tix and drugs.awesome.
    Statistics please. I want to know how prevalent it is. Without that info, it's just blah blah blahing.
    Despite a booming economy throughout western Washington, the state’s welfare caseload has dropped very little since the higher wage phase began in Seattle in April. In March 130,851 people were enrolled in the Basic Food program. In April, the caseload dropped to 130,376.

    Only statistic I have come across.
    I am sure over the next year or so, we will all know how this is going to work out.
    Take me piece by piece.....
    Till there aint nothing left worth taking away from me.....
  • mookeywrench
    mookeywrench Posts: 6,062

    rr165892 said:

    Yes, they do. It's all a matter of setting up a budget.

    When I was earning $10.00 an hour, i budgeted 3% of my income to apply towards investing...wallah...I just created capital for myself.

    oh so because YOU were able to do that everyone is....got it

    Saying, i'm gonna set aside x amount of dollars for x purpose, Is not a feat that only a handful of people can pull off.
    When every dime you make is going to pay rent, transportation, food, etc. I don't see room for investing. That's reality.
    Those are the hard working folks I think should get assistance.And a even a couple bucks squirreled away a week can make a big difference down the road.
    sure...but if my kids are hungry am I going to make them starve because I want to put away a couple bucks? Or am I going to buy food? or pay the electric bill?
    You're going to buy food, pay the electric bill...and work to get yourself out of the position where every dime you have isn't forced to go towards basic cost of living.

    Whether that's adjusting your budget, advancing your education, working towards a promotion, finding a roommate is up to the individual.
  • Gern Blansten
    Gern Blansten Mar-A-Lago Posts: 22,177
    If that's possible....without a living wage it can't be done and we are seeing evidence of that.
    Remember the Thomas Nine !! (10/02/2018)
    The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
  • Gern Blansten
    Gern Blansten Mar-A-Lago Posts: 22,177

    PJ_Soul said:

    rr165892 said:

    PJ_Soul said:

    Numbers please. I want to see how many people do this. Sounds like some people are making massive, uninformed, biased generalizations about this.

    Really PJ.The system is abused.Entitlements are out of control.Want to reign things in?We need drug testing and mandatory contraception for all people on assistance.imo
    Keep having kids,blowing off work to continue to milk the govt teet,Use your food card for booze,lottery tix and drugs.awesome.
    Statistics please. I want to know how prevalent it is. Without that info, it's just blah blah blahing.
    Despite a booming economy throughout western Washington, the state’s welfare caseload has dropped very little since the higher wage phase began in Seattle in April. In March 130,851 people were enrolled in the Basic Food program. In April, the caseload dropped to 130,376.

    Only statistic I have come across.
    I am sure over the next year or so, we will all know how this is going to work out.
    I think you need to give it longer than three months
    Remember the Thomas Nine !! (10/02/2018)
    The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
  • SPEEDY MCCREADY
    SPEEDY MCCREADY Posts: 26,850

    PJ_Soul said:

    rr165892 said:

    PJ_Soul said:

    Numbers please. I want to see how many people do this. Sounds like some people are making massive, uninformed, biased generalizations about this.

    Really PJ.The system is abused.Entitlements are out of control.Want to reign things in?We need drug testing and mandatory contraception for all people on assistance.imo
    Keep having kids,blowing off work to continue to milk the govt teet,Use your food card for booze,lottery tix and drugs.awesome.
    Statistics please. I want to know how prevalent it is. Without that info, it's just blah blah blahing.
    Despite a booming economy throughout western Washington, the state’s welfare caseload has dropped very little since the higher wage phase began in Seattle in April. In March 130,851 people were enrolled in the Basic Food program. In April, the caseload dropped to 130,376.

    Only statistic I have come across.
    I am sure over the next year or so, we will all know how this is going to work out.
    I think you need to give it longer than three months
    Like I said, in the next year or so we will see how this all works out.
    Take me piece by piece.....
    Till there aint nothing left worth taking away from me.....
  • mookeywrench
    mookeywrench Posts: 6,062
    edited July 2015

    If that's possible....without a living wage it can't be done and we are seeing evidence of that.

    And a living wage can only be adjusted through a minimum wage increase when all other economic forces remain constant, which is impossible.
  • Gern Blansten
    Gern Blansten Mar-A-Lago Posts: 22,177

    If that's possible....without a living wage it can't be done and we are seeing evidence of that.

    And a living wage can only be adjusted through a minimum wage increase when all other economic forces remain constant, which is impossible.
    That's your opinion. Has the minimum wage been increased before?

    Answer: Yes



    Remember the Thomas Nine !! (10/02/2018)
    The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
  • mookeywrench
    mookeywrench Posts: 6,062

    If that's possible....without a living wage it can't be done and we are seeing evidence of that.

    And a living wage can only be adjusted through a minimum wage increase when all other economic forces remain constant, which is impossible.
    That's your opinion. Has the minimum wage been increased before?

    Answer: Yes



    ...And no one has ever been in poverty since.
  • rgambs
    rgambs Posts: 13,576
    rr165892 said:

    PJ_Soul said:

    Numbers please. I want to see how many people do this. Sounds like some people are making massive, uninformed, biased generalizations about this.

    Really PJ.The system is abused.Entitlements are out of control.Want to reign things in?We need drug testing and mandatory contraception for all people on assistance.imo
    Keep having kids,blowing off work to continue to milk the govt teet,Use your food card for booze,lottery tix and drugs.awesome.
    All true. First though, we need to end entitlements to corporate America. Oil subsidies and tax breaks out the yingyang. Companies like GE making billions in profit and ending up with 0% income tax rate, even ending up in the positive.
    Monkey Driven, Call this Living?
  • Gern Blansten
    Gern Blansten Mar-A-Lago Posts: 22,177
    One could make the argument that the reduced capital gains rates are welfare for the rich.
    Remember the Thomas Nine !! (10/02/2018)
    The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
  • Last-12-Exit
    Last-12-Exit Charleston, SC Posts: 8,661

    Yes, they do. It's all a matter of setting up a budget.

    When I was earning $10.00 an hour, i budgeted 3% of my income to apply towards investing...wallah...I just created capital for myself.

    oh so because YOU were able to do that everyone is....got it

    Saying, i'm gonna set aside x amount of dollars for x purpose, Is not a feat that only a handful of people can pull off.
    When every dime you make is going to pay rent, transportation, food, etc. I don't see room for investing. That's reality.
    Don't forget cigarettes and weed.
  • mookeywrench
    mookeywrench Posts: 6,062

    One could make the argument that the reduced capital gains rates are welfare for the rich.

    Not really.