question for parents.
the wolf
Posts: 7,027
just looking for some estimates on how much it costs a year to to raise a child in the first years.
clothes
food
diapers
health insurance
docters shit that insurance may not cover
care while at work
and anything else i am leaving out.
just curious.
clothes
food
diapers
health insurance
docters shit that insurance may not cover
care while at work
and anything else i am leaving out.
just curious.
Peace, Love.
"To question your government is not unpatriotic --
to not question your government is unpatriotic."
-- Sen. Chuck Hagel
"To question your government is not unpatriotic --
to not question your government is unpatriotic."
-- Sen. Chuck Hagel
Post edited by Unknown User on
0
Comments
-
An fortune!!!!!!! The main cost is the loss of wife's income and even if she goes back to work there's the cost of child care.
If i didn't have mine I'd have a different Merc for each day of the week.
I've rather have them though. Absolute joy!0 -
All of that is nothing compared to the cost of college and driving! I have two in college and three have cars and are driving....we would have been rich if we didn't have four kids!!!
It's all worth it.....nothing like having your own family. I would rather spend time with my kids now more then anyone else.
oxc~*LIVE~LOVE~LAUGH*~
*May the Peace of the Wilderness be with YOU*
He is your friend, your partner, your defender, your dog. You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart. You owe it to him to be worthy of such devotion.
— Unknown0 -
the wolf wrote:just looking for some estimates on how much it costs a year to to raise a child in the first years.
clothes Doesn't have to be much. Find a friend to give you their hand-me-downs.
A few hundred, including shoes. Coats are a good hand me down.
food If mommy breastfeeds, then nothing for the first 6 mos. Minimal after that for the next couple years.
diapers Use the good ones the first month then switch to generic from a warehouse 100 dollars a month about
health insurance Depends on your plan
docters shit that insurance may not cover Insurance should cover everything. I have only had to pay co-pays and he is almost 4.
care while at work This is the tough one. 500 a month and up
and anything else i am leaving out.
TOYS!
Crib, bureau, blankies, etc. Should get most at a shower.
just curious.
It didn't wind up to be nearly as much as I would have imagined in the beginning.Cause I'm broken when I'm lonesome
And I don't feel right when you're gone away0 -
TrixieCat wrote:It didn't wind up to be nearly as much as I would have imagined in the beginning.
I agree... we were lucky to get the crib and furniture as a gift, so that saved us a big expense.
As far as medical care, our insurance doesn't charge us a copay for pediatricians, so besides the few copays on medicine, we haven't really had any medical costs.
Diapers aren't that expensive if you use coupons and buy them at warehouse club types of places.
Clothes pretty much come down to what you want to spend. The basics aren't that expensive, and you can find good deals on end of season clearance, or buying slightly used clothes.
We had to pay a decent amount for feeding thought. My wife breastfed for the first three months, so we spent some money on a breast pump. My son had some stomach issues, and after a lot of trial and error and doctor's advice, we put him on Nutramagen, which is an expensive specialty formula. That was pretty costly, but by the time he was 6-7 months, we could switch him to normal (cheaper) formula.My whole life
was like a picture
of a sunny day
“We can complain because rose bushes have thorns, or rejoice because thorn bushes have roses.”
― Abraham Lincoln0 -
the mor expensive is the "car when at work".
It costs me € 400 a month.
Health insurance isn't expensive in Belgium. The second more expensive is "clothes". Especially during the first year, when your child wears the clothes for maximum 3 months...2006: Antwerp, Paris
2007: Copenhagen, Werchter
2009: Rotterdam, London
2010: MSG, Arras, Werchter
2012: Amsterdam, Prague, Berlin
2014: Amsterdam, Stockholm0 -
the wolf wrote:just looking for some estimates on how much it costs a year to to raise a child in the first years.
clothes
food
diapers
health insurance
docters shit that insurance may not cover
care while at work
and anything else i am leaving out.
just curious.
why? I thought you are single. Are you adopting?
I am childless. You need a shit load of money. That's my advice.9/98, 9/00 - DC, 4/03 - Pitt., 7/03 - Bristow, 10/04 - Reading, 10/05 - Philly, 5/06 - DC, 6/06 - Pitt., 6/08 - Va Beach, 6/08 - DC, 5/10 - Bristow, 10/13 B'more
8/08 - Ed solo in DC, 6/09 Ed in B'more,
10/10 - Brad in B'more0 -
the wolf wrote:just looking for some estimates on how much it costs a year to to raise a child in the first years.
clothes
food
diapers
health insurance
docters shit that insurance may not cover
care while at work
and anything else i am leaving out.
just curious.
i'll send you coupons!9/98, 9/00 - DC, 4/03 - Pitt., 7/03 - Bristow, 10/04 - Reading, 10/05 - Philly, 5/06 - DC, 6/06 - Pitt., 6/08 - Va Beach, 6/08 - DC, 5/10 - Bristow, 10/13 B'more
8/08 - Ed solo in DC, 6/09 Ed in B'more,
10/10 - Brad in B'more0 -
it will cost you everything. your life.
tracey had some good pointers on hand me down clothes, and I would add to that hand me down baby furniture. changing tables, cribs, dresser(s) - all don't need to be new. Any toddler consignment shop is a good place to start. other items...baby swing, exersaucer, packnplay...all are nice new, but they cost a fortune so go used. shoot in the last month alone I have GIVEN away a highchair, stroller, crib mattress, and some other oddball stuff. tag sales are good places too.
baby formula is about $25/can
diapers/wips - $25 per week
onesies/burp clothes/baby blankets - varies, but all needed.I love to turn you on0 -
It's a lot of money but worth every penny. Variables include private school...like paying for college twice. Again, worth it in my opinion.0
-
I've got 6. 4 that are 15 & younger,whom I am still resposible for.2 over 20 that went to private school & have no desire to go to college.The 15 yearold has been on 2 People 2 People trips which cost 6 grand each trip & another next year,plus 7 years of travel hockey.We sacrifice on alot things to save money.All this on 1 paycheck a week.I can actually say that we've raised 6 great kids without my wife ever having a paying job.It does'nt take a village to raise a kid.It takes 2 loving parents to raise a kid,not day care.Its not about the amount of money we put into them.Its how we raise them.Good Luck.Gremmie95 wrote:It's a lot of money but worth every penny. Variables include private school...like paying for college twice. Again, worth it in my opinion.The bus came by and I got on!!!!!0 -
Formula was about $7 a can (concentrate) which wouldn't last a day after a few months. Can't wait until she can start eating steak...it will probably be cheaperIf a man speaks in a forest and there is no woman around to hear him, is he still wrong?0
-
the wolf wrote:just looking for some estimates on how much it costs a year to to raise a child in the first years.
clothes
food
diapers
health insurance
docters shit that insurance may not cover
care while at work
and anything else i am leaving out.
just curious.
Clothes are not much, you can get most of those at a baby shower. Food which for a newborn would be formula cost alot, unless your wife is gonna breatfeed. Evey state has a program called WICK. Every month you get free formula, milk and other things for a year. Its very much worth it. It saved us almost 2000.00. Diapers are probably the most expensive thing because your always using them so your always buying them, Check out Ebay, they have good deals on bundles. As long as you have insurance health should not cost much, if you dont every state has a program that will cover your baby until its 1 year old. In Tenneesse its called Tenncare. Im a stay at home dad because the amount of money I would make at a job, all of it would go to daycare so it just makes sense for me to stay at home, my wife makes triple what I would make.I'll be back0 -
I thought it would cost a lot but I never tried to figure it out.
IMO it just seems to work itself out. You can't plan kids around your finances.
Well......that depends. We did not for the first but we want another but my wife does not wanna work full time then and that would make it tough since she likes to SPEND!! lol.
One child is not to tough really. It just seems to work out in the end.Get em a Body Bag Yeeeeeaaaaa!
Sweep the Leg Johnny.0 -
I agree.TrixieCat wrote:It didn't wind up to be nearly as much as I would have imagined in the beginning.
crib, changing table, dresser, and a good stroller were the big ticket items.
care? as in nanny or as in babysitter?
nannies are expensive-some make as much as $700-$1000 a week, but thats full time.
Babysitter 10-15 per hour.
Not really sure about daycare, because we have never used it, but nursery school is EXPENSIVE
diapers, formula, food and clothes-expensive, but if you shop smart-costco, old navy etc., then its really not too bad0 -
blackredyellow wrote:I agree... we were lucky to get the crib and furniture as a gift, so that saved us a big expense.
As far as medical care, our insurance doesn't charge us a copay for pediatricians, so besides the few copays on medicine, we haven't really had any medical costs.
Diapers aren't that expensive if you use coupons and buy them at warehouse club types of places.
Clothes pretty much come down to what you want to spend. The basics aren't that expensive, and you can find good deals on end of season clearance, or buying slightly used clothes.
We had to pay a decent amount for feeding thought. My wife breastfed for the first three months, so we spent some money on a breast pump. My son had some stomach issues, and after a lot of trial and error and doctor's advice, we put him on Nutramagen, which is an expensive specialty formula. That was pretty costly, but by the time he was 6-7 months, we could switch him to normal (cheaper) formula.
I take it that Jr. isn't behind the wheel of a car yet. lol
It gets more expensive as they get older. College, while an investment, can become a sink hole for cash. And with the current economic problems, loans and grants are becoming more difficult to obtain. Many college students graduate with debt equaling a mortgage without having a place of their own to live. Parents often find themselves financially helping their children well into their early 20's or even later.
My advice is to inflate every cost you can think of to budget for and then double that amount!!!I wish a guy like Eddie, would like me.0 -
acoustic guy wrote:I thought it would cost a lot but I never tried to figure it out.
IMO it just seems to work itself out. You can't plan kids around your finances.
Well......that depends. We did not for the first but we want another but my wife does not wanna work full time then and that would make it tough since she likes to SPEND!! lol.
One child is not to tough really. It just seems to work out in the end.
Everything does seem to just flow. You go out less and thereby have more to spend on them.
0 -
acoustic guy wrote:I thought it would cost a lot but I never tried to figure it out.
IMO it just seems to work itself out. You can't plan kids around your finances.
Well......that depends. We did not for the first but we want another but my wife does not wanna work full time then and that would make it tough since she likes to SPEND!! lol.
One child is not to tough really. It just seems to work out in the end.
but you're ok b/c you are a RICH store owner. you can do anything you want.9/98, 9/00 - DC, 4/03 - Pitt., 7/03 - Bristow, 10/04 - Reading, 10/05 - Philly, 5/06 - DC, 6/06 - Pitt., 6/08 - Va Beach, 6/08 - DC, 5/10 - Bristow, 10/13 B'more
8/08 - Ed solo in DC, 6/09 Ed in B'more,
10/10 - Brad in B'more0 -
Daycare is expensive and hard to find. Most places are between $800-1000 a month easily, if not more.
It's my #1 headache right now.
I also would never ever purposely have a child alone. It's really difficult."I'll ride the wave where it takes me.."0 -
hey thanks everyone. i just wanted a few outside opinions. my GF is ready. and so am i . but the cost scares me to death. so im stuck in this forever, "wait mode".
my gf keeps telling me that in my mind we will never be in the right sitiuation to afford a kid. she is probably right.
plus , im getting up there , im 36 !!! and i really dont want my kids to have to go through what i did growing up. my parents were the ages of my friends grandparents. i didnt bother me, the were way cooler than my friends parents. but kids can be brutal to other kids. lol.
im coming to the opinion that ( after i get my ass back to work and for a while ) that we should just go for it. cause i know how she is, and myself, and there is no way that the kid would go without things it needs.
we would find a way.
thanks all.
-stevePeace, Love.
"To question your government is not unpatriotic --
to not question your government is unpatriotic."
-- Sen. Chuck Hagel0 -
here is a good test to see if you are ready......;)
1.set up some alarm clocks to go off every 2 hours and at night place 2 on your nightstand also set to go off every 2 hours.
2. Only go out with your gf/friends once a month. (being optimistic)
3. take out about $50 a week from your pay and put it somewhere (savings account)
The money always seems to work out. (my fourth is due in Feb) For our 1st, it was unexpected and I went and got a 3rd shift job so that I can watch him during the day and go to night classes 3 times a week. By our second, I was able to find a job from going to said night classes. By our 3rd I was making decent money. Now with our 4th, I need another minivan...argh;)If a man speaks in a forest and there is no woman around to hear him, is he still wrong?0
Categories
- All Categories
- 148.9K Pearl Jam's Music and Activism
- 110.1K The Porch
- 275 Vitalogy
- 35.1K Given To Fly (live)
- 3.5K Words and Music...Communication
- 39.2K Flea Market
- 39.2K Lost Dogs
- 58.7K Not Pearl Jam's Music
- 10.6K Musicians and Gearheads
- 29.1K Other Music
- 17.8K Poetry, Prose, Music & Art
- 1.1K The Art Wall
- 56.8K Non-Pearl Jam Discussion
- 22.2K A Moving Train
- 31.7K All Encompassing Trip
- 2.9K Technical Stuff and Help